ICICI Bank Sapphiro Credit Card Features, Charges And Benefits

Introduction :

Redefining the credit card experience with its array of features, fees, and perks, the ICICI Bank Sapphiro Credit Card is a shining example of exclusivity. Let’s examine the minute features that make this card unique.

Features :

1. Chip and Pin Card
   • Our credit cards have an integrated microchip that adds another layer of protection against card fraud and duplication.
   • The Personal Identity Number (PIN) on the new chip cards adds an additional degree of protection. To make a purchase at a merchant outlet, you must input your PIN on the terminal.
   • Online transactions do not require this PIN.
2. Responsibility for False Cards
   • Defend yourself from abuse or fraudulent transactions.
3. Coverage of Account Takeover
   • Stay safe in case someone else has access to and misuses your personal information.

Joining Privileges :

Get incredible welcome vouchers valued at over ₹ 9,000 after paying your membership costs within 45 days.

• A Rs. 3,000 Tata CliQ Voucher
• ₹ 4000 in EaseMyTrip vouchers (four vouchers, each worth ₹ 1000)
• Uber gift cards totaling ₹1000 (four vouchers, each costing ₹250)
• A Croma voucher valued at ₹1,500

Charges :

• Joining Fee – Rs.6,500
• Annual Fee – Rs.3,500 (waived off on spending more than Rs 6 lakh in the previous year)
• Finance Charges – 3.40% per month / 40.80% p.a.
• Late Payment Fee
  • Nil for the amount due less than Rs. 100
  • Rs 100 for amount between Rs 100 and Rs 500
  • Rs 500 for total amount due greater than Rs 501 and up to Rs 10,000
  • Rs 750 for total amount due greater than Rs 10,000

Eligibility Criteria :

1. Monthly Minimum Salary for Salaried Workers: Rs. 80,000
   
2. Rs. 83,333 is the minimum monthly income for self-employed people.

Reward points :

• Earn 4 Icicici Bank points Reward Points for overseas purchases up to Rs. 100
• Earn 2 Icicici Bank points Reward Points for any domestic retail purchase with a spend of Rs. 100
• Acquire 1 icici bank Reward Points for insurance and utilities for purchases over Rs. 100
• For every anniversary get upto 20,000 icici reward points on icici bank Sapphiro credit card

Benefits :

1. Entertainment
   • BookMyShow offers discounts of up to Rs. 500 on a second ticket when you purchase one, twice a month.
2. Golf
   • Get ready for a unique golfing experience. Get the best possible swing with special access and benefits to the most recognizable golf courses in India and across the globe.
   • You can receive a free golf round or lesson as an ICICI Bank Sapphiro Credit Cardholder for every ₹50,000 in retail purchases made in the preceding calendar month*. You can receive up to four complimentary rounds per month.
   • To reserve your spot, just go to www.teetimes.golftripz.com and register for a Golftripz account with the email address you used to sign up for your ICICI Bank credit card.
   • After the tenth day of the following month, the free round of golf will be available in your Golftripz account. You have the next two months to play this at your convenience.
   • Choose your favorite time slot by exploring the various tee times at your leisure.
   • Manage all of your reservations online.
3. Fuel
   • When the card is swiped at any fuel outlet, there is a 1% fuel surcharge remission on all fuel transactions up to Rs 4000.
4. Airport Lounge Access
   • Receive four complimentary passes per quarter to specific Indian airport lounges. Every additional access after the allotted number of free access will be billed at the prices specified by each lounge service provider.
   • Only primary cardholders will be able to access airport lounges.
5. Concierge Services
   • At i-Assist, our round-the-clock concierge service, our team of service experts handles all of your needs, from booking flights and accommodations to selecting the ideal present and sending cinema tickets directly to your door.
   • Among the services are:
     • Reservations and recommendations for restaurants
     • Assistance with flowers and gifts
     • Reservations and recommendations for hotels
     • Reservation and recommendation for flights
     • Automobile and car-rental services
     • Purchasing and receiving cinema tickets
     • privileges of a medical concierge
     • Auto emergency support throughout India

Insurance :

• Card Liability Cover – 50,000
• Personal Accident due to Air (Death only) – 3,00,00,000
• Purchase Protection – 1,40,000
• Baggage Insurance – 25,000
• Loss of Passport and travel related documents – 35,000
• Loss of Checked in Baggage – 4,000
• Delay of Checked in Baggage – 21,000
• Missing of Connecting International Flight During Transit – 21,000
• Credit Shield – 50,000
• Medical costs for injuries sustained on account of and resulting from a rail or road accident – 50,000
• Delay in Flight – 17,500

How To Apply :

Apply through our website www.quickpolicy.in/icici APPLY NOW

Dreamfolks Membership Program :

• We are aware of how busy your travel schedule usually is. The ICICI Bank Sapphiro Credit Card gives you access to airport lounges so you may unwind and rest.
• Savor the unparalleled benefit of your free Dreamfolks Pass—the world’s first comprehensive digital airport platform.
• Irrespective of your flight class, airline, or membership in an airline frequent flyer club, Dreamfolks members have access to over 450 opulent and cozy airport lounges spread across 115 countries.
• Enjoy the all-new benefit of two gratis trips to airport lounges outside of India and two spa treatments at specific airports in India annually when you sign up for a Dreamfolks membership*.
• With Dreamfolks app, discover a new way to enjoy the airport with fascinating offerings ranging from restaurants, shops, and limos.
• The Dreamfolks Program has an annual membership fee of USD 99, which is free. For trips made in addition to the gratis access, you will be charged the lounge visit fees.

Documents Required : 

1. Identity Proof: Valid government-issued ID card.

2. Address Proof: Utility bills or any document verifying the applicant’s address.

3. Income Proof: Salary slips, income tax returns, or other documents validating financial capacity.

Conclusion :

The ICICI Bank Sapphiro Credit Card becomes a lifestyle partner in addition to a financial instrument. Take advantage of this opportunity to reinvent your credit card experience and venture into exclusive areas.